The answers to your questions
Are you or have you been employed in the private sector in Monaco? Then the Caisse Monégasque de Retraite Complémentaire (CMRC) concerns you.
Under the “FAQ” heading you will find all the information you need to understand supplementary pensions in Monaco and how they operate.
CMRC: Useful Information to Remember in 2025
Transferring my points, new CAR-CMRC Career Statement, who to contact about my career or to prepare for my retirement: here is the practical information to remember and what changes from 2025.
More information
Supplementary Pension: The Bonus Benefit
If you had already retired with CAR as your basic scheme and with AGIRC-ARRCO as your supplementary scheme by 31 December 2023, you are eligible for a bonus benefit.
More information
CAR-CMRC Career Statement: What will change on 1 July 2024
Your career statement summarises the pension points acquired following a period of employment in Monaco or compensation linked to this period.
Find out how to obtain and understand your Relevé de carrière :
More information
Find out how to obtain and understand your Relevé de carrière :
Understanding my retirement
The Monegasque Supplementary Pension Fund (CMRC): Understanding the essentials
Are you affected by the new Monegasque Supplementary Pension Fund? We're here to help you understand the basics of how it works.
Focus : What will change for me with the CMRC?
I work or I have worked in Monaco; I am retired: What will change for me with the CMRC?
Focus on Supplementary Pension: The Bonus Benefit
If you had already retired with CAR as your basic scheme and with AGIRC-ARRCO as your supplementary scheme by 31 December 2023, you are eligible for a bonus benefit.
How do I obtain or request my CAR and CMRC career statement?
Would you like to obtain your CAR (Caisse Autonome des Retraites) and CMRC (Caisse Monégasque de Retraite Complémentaire) career statement for your retirement in Monaco? It's very simple, everything is explained here:
Do you have any other questions about the supplementary pension in Monaco?
Do you have any other questions about the supplementary pension in Monaco?
Find the answers to the most frequently asked questions about the Monegasque Supplementary Pension Fund in our Frequently Asked Questions.
Find the answers to the most frequently asked questions about the Monegasque Supplementary Pension Fund in our Frequently Asked Questions.
